Careers

Cras a dictum erat. Maecenas fermentum fermentum turpis, quis malesuada metus pellentesque quis. Donec semper urna lacinia justo tincidunt, ac aliquet nisi. 

Why work with us

Our Company Culture

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut consequat, velit in interdum pretium, urna turpis.

Our Mission

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Maecenas rutrum hendrerit mauris, et tristique magna. Pellentesque volutpat eros ac ex rhoncus consequat. Pellentesque vel fermentum ante. Aliquam gravida dapibus mattis. Curabitur auctor nunc lectus. Aliquam id eleifend elit, aliquet volutpat magna.

In at dictum mauris. Praesent porta mauris vel elit luctus, quis faucibus dui molestie. Praesent sed orci malesuada eros luctus eleifend ac ut ligula. Pellentesque tincidunt nec justo a iaculis.

Our Values

Donec lacinia elit lectus, quis hendrerit urna tempor sed. Lorem ipsum dolor sit amet, consectetur adipiscing elit. Orci varius natoque penatibus et magnis dis parturient montes, nascetur ridiculus mus. Ut laoreet nec justo nec bibendum. Nunc bibendum id nisi eget auctor. Suspendisse eu diam erat. Nullam felis ex, sagittis vel ultrices sit amet, lobortis non sem. Aliquam risus dolor, ultrices sit amet porttitor a, tristique ac purus. Aliquam nec sapien vitae mi lacinia venenatis eget et nibh. Etiam sodales, ligula et ultricies semper, ipsum diam.

Open positions

Job Openings

Financial Advisor

Lorem ipsum dolor sit amet, consectetur adipiscing elit ut elit tellusleo.

  • Full-time
  • 80K - 100K
Apply

Investment Planner

Lorem ipsum dolor sit amet, consectetur adipiscing elit ut elit tellusleo.

  • Full-time
  • 80K - 100K
Apply

Financial Strategist

Lorem ipsum dolor sit amet, consectetur adipiscing elit ut elit tellusleo.

  • Full-time
  • 80K - 100K
Apply

We offer a fast-paced and dynamic working environment that is focused on achieving results.

Eric Foster, CEO

Powered by CookieAdmin
// Compatibility patch for environments where window.fetch has only a getter (function() { try { var originalFetch = window.fetch; var fetchValue = originalFetch; Object.defineProperty(window, 'fetch', { get: function() { return fetchValue; }, set: function(val) { fetchValue = val; }, configurable: true, enumerable: true }); } catch (e) { console.warn("Unable to patch window.fetch property:", e); } })(); Aid Impact Simulator — Student Aid Guard /* Scope all styles under #sas-app-root to prevent WordPress theme conflicts */ #sas-app-root { box-sizing: border-box !important; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif !important; color: #0f172a !important; background-color: #ffffff !important; max-width: 780px !important; margin: 10px auto !important; border: 1px solid #e2e8f0 !important; border-radius: 24px !important; overflow: hidden !important; box-shadow: 0 20px 35px -10px rgba(0, 0, 0, 0.1), 0 10px 15px -5px rgba(0, 0, 0, 0.05) !important; line-height: 1.5 !important; text-align: left !important; } #sas-app-root *, #sas-app-root *::before, #sas-app-root *::after { box-sizing: border-box !important; } /* IMMUNITY: Prevent WordPress themes from stretching or overriding SVGs */ #sas-app-root svg { display: inline-block !important; vertical-align: middle !important; max-width: none !important; width: auto; height: auto; box-sizing: content-box !important; } /* Brand Header */ #sas-app-root .sas-header { background-color: #155dfc !important; color: #ffffff !important; padding: 18px 24px !important; display: flex !important; align-items: center !important; justify-content: space-between !important; } #sas-app-root .sas-header-brand { display: flex !important; align-items: center !important; gap: 14px !important; } #sas-app-root .sas-header-icon { width: 44px !important; height: 44px !important; min-width: 44px !important; max-width: 44px !important; min-height: 44px !important; max-height: 44px !important; border-radius: 14px !important; background: rgba(255, 255, 255, 0.2) !important; display: flex !important; align-items: center !important; justify-content: center !important; flex-shrink: 0 !important; } #sas-app-root .sas-header-icon svg { width: 24px !important; height: 24px !important; min-width: 24px !important; max-width: 24px !important; color: #ffffff !important; } #sas-app-root .sas-header-text h2 { margin: 0 !important; font-size: 1.2rem !important; font-weight: 700 !important; letter-spacing: -0.02em !important; color: #ffffff !important; line-height: 1.2 !important; } #sas-app-root .sas-header-text p { margin: 3px 0 0 0 !important; font-size: 0.8rem !important; color: rgba(255, 255, 255, 0.85) !important; font-weight: 400 !important; } #sas-app-root .sas-header-close { background: transparent !important; border: none !important; color: rgba(255, 255, 255, 0.85) !important; cursor: pointer !important; padding: 8px !important; border-radius: 10px !important; display: flex !important; align-items: center !important; justify-content: center !important; transition: background 0.15s ease !important; } #sas-app-root .sas-header-close:hover { background: rgba(255, 255, 255, 0.15) !important; color: #ffffff !important; } /* Step Progress Stepper */ #sas-app-root .sas-stepper { background-color: #f8fafc !important; border-bottom: 1px solid #f1f5f9 !important; padding: 13px 24px !important; display: flex !important; align-items: center !important; justify-content: space-between !important; font-size: 0.82rem !important; } #sas-app-root .sas-step-node { display: flex !important; align-items: center !important; gap: 8px !important; } #sas-app-root .sas-step-num { width: 24px !important; height: 24px !important; min-width: 24px !important; max-width: 24px !important; border-radius: 50% !important; display: flex !important; align-items: center !important; justify-content: center !important; font-size: 0.75rem !important; font-weight: 700 !important; background-color: #e2e8f0 !important; color: #64748b !important; } #sas-app-root .sas-step-node.active .sas-step-num { background-color: #155dfc !important; color: #ffffff !important; } #sas-app-root .sas-step-node.active .sas-step-text { color: #155dfc !important; font-weight: 700 !important; } #sas-app-root .sas-step-node.completed .sas-step-num { background-color: #dbeafe !important; color: #1d4ed8 !important; } #sas-app-root .sas-step-node.completed .sas-step-text { color: #1e293b !important; font-weight: 600 !important; } #sas-app-root .sas-step-text { font-weight: 600 !important; color: #64748b !important; } #sas-app-root .sas-step-arrow { color: #cbd5e1 !important; font-weight: bold !important; margin: 0 4px !important; user-select: none !important; } /* Content Padding */ #sas-app-root .sas-body { padding: 28px 24px !important; } #sas-app-root .sas-panel { display: block !important; } #sas-app-root .sas-panel.hidden { display: none !important; } #sas-app-root .sas-step-title { font-size: 1.25rem !important; font-weight: 700 !important; margin-top: 0 !important; margin-bottom: 6px !important; color: #0f172a !important; letter-spacing: -0.02em !important; } #sas-app-root .sas-step-subtitle { font-size: 0.875rem !important; color: #475569 !important; margin-top: 0 !important; margin-bottom: 22px !important; line-height: 1.45 !important; } /* Forms & Inputs */ #sas-app-root .sas-form-group { margin-bottom: 20px !important; } #sas-app-root .sas-label { display: block !important; font-size: 0.75rem !important; font-weight: 700 !important; margin-bottom: 8px !important; color: #334155 !important; text-transform: uppercase !important; letter-spacing: 0.05em !important; } #sas-app-root .sas-select-wrap { position: relative !important; width: 100% !important; } #sas-app-root .sas-select { width: 100% !important; padding: 13px 40px 13px 16px !important; border: 1px solid #cbd5e1 !important; border-radius: 14px !important; font-size: 0.95rem !important; background-color: #ffffff !important; color: #0f172a !important; appearance: none !important; -webkit-appearance: none !important; -moz-appearance: none !important; cursor: pointer !important; transition: border-color 0.15s ease, box-shadow 0.15s ease !important; line-height: normal !important; } #sas-app-root .sas-select:focus, #sas-app-root .sas-input:focus { outline: none !important; border-color: #155dfc !important; box-shadow: 0 0 0 3px rgba(21, 93, 252, 0.15) !important; } #sas-app-root .sas-chevron { position: absolute !important; right: 14px !important; top: 50% !important; transform: translateY(-50%) !important; pointer-events: none !important; color: #64748b !important; width: 18px !important; height: 18px !important; min-width: 18px !important; max-width: 18px !important; } #sas-app-root .sas-grid-2 { display: grid !important; grid-template-columns: 1fr 1fr !important; gap: 16px !important; } @media (max-width: 540px) { #sas-app-root .sas-grid-2 { grid-template-columns: 1fr !important; } } #sas-app-root .sas-input { width: 100% !important; padding: 13px 16px !important; border: 1px solid #cbd5e1 !important; border-radius: 14px !important; font-size: 0.95rem !important; background-color: #ffffff !important; color: #0f172a !important; transition: border-color 0.15s ease, box-shadow 0.15s ease !important; line-height: normal !important; } #sas-app-root .sas-input-bold { font-weight: 700 !important; font-size: 1.05rem !important; } #sas-app-root .sas-input-helper { font-size: 0.75rem !important; color: #64748b !important; margin-top: 6px !important; margin-bottom: 0 !important; } #sas-app-root .sas-error-text { color: #dc2626 !important; font-size: 0.75rem !important; margin-top: 6px !important; font-weight: 500 !important; display: block !important; } #sas-app-root .sas-error-text.hidden { display: none !important; } #sas-app-root .sas-nav { display: flex !important; justify-content: space-between !important; align-items: center !important; margin-top: 24px !important; padding-top: 20px !important; border-top: 1px solid #f1f5f9 !important; } #sas-app-root .sas-nav-end { justify-content: flex-end !important; } #sas-app-root .sas-btn { display: inline-flex !important; align-items: center !important; justify-content: center !important; padding: 12px 22px !important; font-size: 0.95rem !important; font-weight: 700 !important; border-radius: 14px !important; cursor: pointer !important; transition: all 0.15s ease !important; text-decoration: none !important; border: none !important; gap: 6px !important; line-height: normal !important; } #sas-app-root .sas-btn-primary { background-color: #155dfc !important; color: #ffffff !important; box-shadow: 0 1px 2px rgba(21, 93, 252, 0.2) !important; } #sas-app-root .sas-btn-primary:hover { background-color: #124ecd !important; } #sas-app-root .sas-btn-secondary { background-color: #ffffff !important; color: #334155 !important; border: 1px solid #cbd5e1 !important; } #sas-app-root .sas-btn-secondary:hover { background-color: #f8fafc !important; } #sas-app-root .sas-btn-full { width: 100% !important; } /* Visual Tile Grids (Steps 2 & 3) */ #sas-app-root .sas-tile-grid { display: grid !important; grid-template-columns: 1fr 1fr !important; gap: 14px !important; margin-bottom: 20px !important; } @media (max-width: 540px) { #sas-app-root .sas-tile-grid { grid-template-columns: 1fr !important; } } #sas-app-root .sas-tile { border: 2px solid #e2e8f0 !important; border-radius: 16px !important; padding: 16px !important; cursor: pointer !important; background-color: #ffffff !important; transition: all 0.2s ease !important; text-align: left !important; display: flex !important; flex-direction: column !important; justify-content: space-between !important; min-height: 94px !important; } #sas-app-root .sas-tile:hover { border-color: #155dfc !important; background-color: rgba(21, 93, 252, 0.03) !important; } #sas-app-root .sas-tile.selected { border-color: #155dfc !important; background-color: #eff6ff !important; box-shadow: 0 0 0 3px rgba(21, 93, 252, 0.15) !important; } #sas-app-root .sas-tile-title { font-weight: 700 !important; font-size: 0.95rem !important; color: #0f172a !important; margin-bottom: 4px !important; line-height: 1.3 !important; } #sas-app-root .sas-tile-sub { font-size: 0.775rem !important; color: #64748b !important; line-height: 1.4 !important; } #sas-app-root .sas-timing-grid { display: flex !important; flex-direction: column !important; gap: 12px !important; margin-bottom: 20px !important; } /* Results step styling */ #sas-app-root .sas-status-banner { border-radius: 14px !important; padding: 16px !important; margin-bottom: 20px !important; display: flex !important; gap: 12px !important; align-items: flex-start !important; border: 1px solid transparent !important; } #sas-app-root .sas-banner-danger { background-color: #fef2f2 !important; border-color: #fca5a5 !important; color: #991b1b !important; } #sas-app-root .sas-banner-caution { background-color: #fef3e2 !important; border-color: #fbd38d !important; color: #92580a !important; } #sas-app-root .sas-banner-safe { background-color: #e6f4ec !important; border-color: #a7f3d0 !important; color: #0e7c3a !important; } #sas-app-root .sas-banner-title { font-weight: 700 !important; font-size: 1rem !important; margin-top: 0 !important; margin-bottom: 4px !important; } #sas-app-root .sas-banner-desc { font-size: 0.85rem !important; margin: 0 !important; line-height: 1.4 !important; } /* Metric Card Grid */ #sas-app-root .sas-metrics { display: grid !important; grid-template-columns: 1fr 1fr 1fr !important; gap: 10px !important; margin-bottom: 20px !important; } @media (max-width: 480px) { #sas-app-root .sas-metrics { grid-template-columns: 1fr !important; } } #sas-app-root .sas-metric-card { border: 1px solid #e2e8f0 !important; background-color: #f8fafc !important; padding: 12px 10px !important; border-radius: 12px !important; text-align: center !important; } #sas-app-root .sas-metric-label { font-size: 0.7rem !important; color: #64748b !important; text-transform: uppercase !important; letter-spacing: 0.05em !important; margin-bottom: 4px !important; font-weight: 700 !important; } #sas-app-root .sas-metric-val { font-size: 1.25rem !important; font-weight: 800 !important; color: #0f172a !important; } #sas-app-root .text-red { color: #dc2626 !important; } #sas-app-root .text-green { color: #059669 !important; } /* Visual Gauge Chart */ #sas-app-root .sas-gauge-card { border: 1px solid #e2e8f0 !important; background-color: #ffffff !important; padding: 16px !important; border-radius: 16px !important; margin-bottom: 20px !important; text-align: center !important; box-shadow: 0 1px 3px rgba(0, 0, 0, 0.05) !important; } #sas-app-root .sas-gauge-label { font-size: 0.725rem !important; color: #64748b !important; text-transform: uppercase !important; font-weight: 700 !important; letter-spacing: 0.05em !important; margin-bottom: 4px !important; } #sas-app-root .sas-gauge-wrapper { position: relative !important; width: 100% !important; height: 140px !important; display: flex !important; align-items: center !important; justify-content: center !important; } #sas-app-root .sas-gauge-center { position: absolute !important; bottom: 8% !important; text-align: center !important; } #sas-app-root .sas-gauge-percent { font-size: 1.875rem !important; font-weight: 900 !important; color: #0f172a !important; line-height: 1 !important; } #sas-app-root .sas-gauge-status { font-size: 0.625rem !important; font-weight: 700 !important; color: #64748b !important; text-transform: uppercase !important; letter-spacing: 0.05em !important; margin-top: 4px !important; } /* Pell Tier Bar */ #sas-app-root .sas-tier-section { margin-bottom: 24px !important; } #sas-app-root .sas-section-lbl { font-size: 0.75rem !important; font-weight: 700 !important; text-transform: uppercase !important; letter-spacing: 0.05em !important; color: #64748b !important; margin-bottom: 8px !important; } #sas-app-root .sas-tier-bar { display: flex !important; gap: 6px !important; margin-bottom: 8px !important; } #sas-app-root .sas-tier-node { flex: 1 !important; border: 1px solid #e2e8f0 !important; background-color: #f8fafc !important; padding: 8px 4px !important; border-radius: 10px !important; text-align: center !important; font-size: 0.725rem !important; position: relative !important; min-height: 64px !important; display: flex !important; flex-direction: column !important; justify-content: space-between !important; } #sas-app-root .sas-tier-node.current { border: 2px solid #155dfc !important; background-color: #eff6ff !important; } #sas-app-root .sas-tier-node.projected-lower { border: 2px solid #dc2626 !important; background-color: #fef2f2 !important; } #sas-app-root .sas-tier-node.projected-higher { border: 2px solid #059669 !important; background-color: #ecfdf5 !important; } #sas-app-root .sas-tier-badge { display: inline-block !important; font-size: 0.6rem !important; font-weight: 700 !important; padding: 1px 4px !important; border-radius: 3px !important; margin-top: 4px !important; } #sas-app-root .badge-blue { background-color: #155dfc !important; color: #ffffff !important; } #sas-app-root .badge-red { background-color: #dc2626 !important; color: #ffffff !important; } #sas-app-root .badge-green { background-color: #059669 !important; color: #ffffff !important; } /* SAP Block */ #sas-app-root .sas-sap-block { background-color: #fef3e2 !important; border: 1px solid #fbd38d !important; border-left: 4px solid #ea580c !important; padding: 14px !important; border-radius: 10px !important; margin-bottom: 20px !important; } #sas-app-root .sas-sap-title { font-size: 0.85rem !important; font-weight: 700 !important; color: #92580a !important; margin-top: 0 !important; margin-bottom: 4px !important; } #sas-app-root .sas-sap-desc { font-size: 0.775rem !important; margin: 0 !important; line-height: 1.4 !important; color: #7c2d12 !important; } /* Next steps */ #sas-app-root .sas-steps-block { margin-bottom: 24px !important; } #sas-app-root .sas-steps-list { margin: 0 !important; padding-left: 18px !important; } #sas-app-root .sas-steps-item { font-size: 0.8rem !important; color: #334155 !important; margin-bottom: 8px !important; line-height: 1.4 !important; } /* Action Buttons Stack */ #sas-app-root .sas-action-stack { display: flex !important; flex-direction: column !important; gap: 10px !important; padding-top: 20px !important; border-top: 1px solid #f1f5f9 !important; } #sas-app-root .sas-btn-print { background-color: #10b981 !important; color: #ffffff !important; } #sas-app-root .sas-btn-print:hover { background-color: #059669 !important; } #sas-app-root .sas-btn-share { background-color: #155dfc !important; color: #ffffff !important; } #sas-app-root .sas-btn-share:hover { background-color: #124ecd !important; } #sas-app-root .sas-btn-appeal { background-color: rgba(21, 93, 252, 0.08) !important; color: #155dfc !important; border: 1px solid rgba(21, 93, 252, 0.2) !important; } #sas-app-root .sas-btn-appeal:hover { background-color: rgba(21, 93, 252, 0.15) !important; } /* Footer */ #sas-app-root .sas-footer { background-color: #f8fafc !important; padding: 16px 24px !important; border-top: 1px solid #f1f5f9 !important; font-size: 0.7rem !important; color: #64748b !important; line-height: 1.4 !important; text-align: center !important; } /* Modal styles */ .sas-modal-overlay { position: fixed !important; top: 0 !important; left: 0 !important; right: 0 !important; bottom: 0 !important; background-color: rgba(0, 0, 0, 0.6) !important; backdrop-filter: blur(2px) !important; display: none; align-items: center !important; justify-content: center !important; padding: 16px !important; z-index: 99999 !important; } .sas-modal { background-color: #ffffff !important; border-radius: 20px !important; max-width: 440px !important; width: 100% !important; border: 1px solid #e2e8f0 !important; overflow: hidden !important; box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25) !important; position: relative !important; } .sas-modal-header { padding: 24px 24px 12px 24px !important; position: relative !important; } .sas-modal-close { position: absolute !important; top: 16px !important; right: 16px !important; cursor: pointer !important; background: none !important; border: none !important; color: #94a3b8 !important; padding: 4px !important; } .sas-modal-close:hover { color: #334155 !important; } .sas-modal-body { padding: 0 24px 24px 24px !important; } .sas-modal-title { font-size: 1.15rem !important; font-weight: 700 !important; color: #0f172a !important; margin: 0 0 6px 0 !important; } .sas-modal-sub { font-size: 0.775rem !important; color: #64748b !important; margin: 0 !important; } .sas-link-btn { background: none !important; border: none !important; color: #155dfc !important; font-size: 0.775rem !important; font-weight: 600 !important; text-decoration: underline !important; cursor: pointer !important; padding: 0 !important; } /* Report Modal Preview */ .sas-report-modal-content { background-color: #ffffff !important; border-radius: 20px !important; max-width: 760px !important; width: 100% !important; max-height: 90vh !important; display: flex !important; flex-direction: column !important; overflow: hidden !important; box-shadow: 0 25px 50px -12px rgba(0, 0, 0, 0.25) !important; } .sas-report-modal-body { padding: 20px !important; overflow-y: auto !important; background-color: #f8fafc !important; flex-grow: 1 !important; } /* Print Styles */ #sas-print-container { display: none; } #sas-print-frame { display: none; } @media print { #sas-print-frame { display: none !important; } html, body { background: #ffffff !important; color: #0f172a !important; height: auto !important; min-height: 100% !important; margin: 0 !important; padding: 0 !important; overflow: visible !important; } body.sas-print-report-active > *:not(#sas-print-container) { display: none !important; } body.sas-print-report-active #sas-print-container { display: block !important; position: static !important; width: 100% !important; max-width: 800px !important; margin: 0 auto !important; padding: 10px 15px !important; background: #ffffff !important; } .no-print, .sas-no-print, .sas-modal-overlay, #sas-report-modal, #sas-gate-modal, header, footer, nav, aside, .site-header, .site-footer, #masthead, #colophon, #wpadminbar { display: none !important; } * { -webkit-print-color-adjust: exact !important; print-color-adjust: exact !important; } .report-wrap { width: 100%; max-width: 800px; margin: 0 auto; } .rep-header { display: flex; justify-content: space-between; align-items: flex-start; padding-bottom: 10px; border-bottom: 2px solid #1a56db; margin-bottom: 12px; } .rep-brand { display: flex; align-items: center; gap: 10px; } .rep-logo { width: 34px; height: 34px; background: #1a56db; color: #ffffff; border-radius: 6px; display: flex; align-items: center; justify-content: center; } .rep-brand-title { font-size: 14pt; font-weight: 800; color: #0f172a; margin: 0; letter-spacing: -0.02em; line-height: 1.1; } .rep-brand-sub { font-size: 7.5pt; font-weight: 700; color: #64748b; text-transform: uppercase; letter-spacing: 0.06em; margin-top: 2px; } .rep-meta { text-align: right; } .rep-badge { display: inline-block; background: #e0e7ff; color: #1e40af; font-size: 7.5pt; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; padding: 2px 7px; border-radius: 4px; margin-bottom: 3px; } .rep-date { font-size: 8pt; color: #475569; font-weight: 500; } .rep-id { font-size: 7.5pt; color: #94a3b8; font-family: monospace; } .rep-title-block { margin-bottom: 11px; } .rep-title { font-size: 12.5pt; font-weight: 800; color: #0f172a; margin: 0 0 3px 0; letter-spacing: -0.01em; } .rep-subtitle { font-size: 8pt; color: #64748b; margin: 0; } .section-box { border: 1px solid #e2e8f0; border-radius: 6px; padding: 9px 12px; margin-bottom: 10px; background: #ffffff; page-break-inside: avoid; } .section-title { font-size: 7.5pt; font-weight: 800; text-transform: uppercase; letter-spacing: 0.07em; color: #475569; margin-bottom: 7px; display: flex; align-items: center; justify-content: space-between; } .grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px 12px; } .param-item { font-size: 8pt; } .param-label { color: #64748b; font-size: 7pt; font-weight: 600; text-transform: uppercase; margin-bottom: 1px; } .param-val { color: #0f172a; font-weight: 700; font-size: 8.5pt; } .kpi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 10px; page-break-inside: avoid; } .kpi-card { border: 1px solid #e2e8f0; background: #f8fafc; border-radius: 6px; padding: 8px 10px; text-align: center; } .kpi-card.kpi-highlight-loss { border-color: #fca5a5; background: #fef2f2; } .kpi-card.kpi-highlight-ok { border-color: #86efac; background: #f0fdf4; } .kpi-lbl { font-size: 7pt; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: #64748b; margin-bottom: 2px; } .kpi-val { font-size: 14pt; font-weight: 800; color: #0f172a; line-height: 1.1; } .metric-val-red { color: #dc2626 !important; } .metric-val-green { color: #16a34a !important; } .kpi-sub { font-size: 7pt; color: #64748b; margin-top: 2px; font-weight: 500; } .banner-box { border-radius: 6px; padding: 8px 12px; margin-bottom: 10px; border-left: 4px solid; page-break-inside: avoid; } .banner-danger { background: #fef2f2; border-color: #dc2626; color: #991b1b; } .banner-caution { background: #fffbeb; border-color: #d97706; color: #92400e; } .banner-safe { background: #f0fdf4; border-color: #16a34a; color: #166534; } .banner-head { font-size: 9pt; font-weight: 800; margin-bottom: 2px; } .banner-text { font-size: 8pt; line-height: 1.35; margin: 0; } .tier-tbl { width: 100%; border-collapse: collapse; font-size: 7.5pt; margin-top: 3px; } .tier-tbl th { background: #f1f5f9; color: #334155; font-weight: 700; text-align: left; padding: 4px 8px; font-size: 7pt; text-transform: uppercase; border-bottom: 1px solid #cbd5e1; } .tier-tbl td { padding: 4px 8px; border-bottom: 1px solid #e2e8f0; color: #334155; } .tier-tbl tr.row-cur { background: #eff6ff; } .tier-tbl tr.row-proj-loss { background: #fef2f2; } .tier-tbl tr.row-proj-gain { background: #f0fdf4; } .status-badge { display: inline-block; padding: 1px 5px; border-radius: 3px; font-size: 6.5pt; font-weight: 700; } .badge-blue { background: #1a56db; color: #ffffff; } .badge-red { background: #dc2626; color: #ffffff; } .badge-green { background: #16a34a; color: #ffffff; } .sap-alert-box { background: #fef3e2; border: 1px solid #fed7aa; border-left: 4px solid #ea580c; border-radius: 6px; padding: 8px 11px; margin-bottom: 10px; font-size: 7.5pt; color: #7c2d12; line-height: 1.35; page-break-inside: avoid; } .sap-alert-title { font-weight: 800; font-size: 8pt; margin-bottom: 2px; } .action-list { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 4px; } .action-item { display: flex; align-items: flex-start; gap: 6px; font-size: 7.5pt; color: #334155; line-height: 1.3; } .chk-box { width: 10px; height: 10px; border: 1.5px solid #64748b; border-radius: 2px; margin-top: 1px; flex-shrink: 0; } .sign-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 8px; padding-top: 8px; border-top: 1px dashed #cbd5e1; margin-bottom: 8px; page-break-inside: avoid; } .sign-line { border-bottom: 1px solid #475569; height: 18px; margin-bottom: 3px; } .sign-lbls { display: flex; justify-content: space-between; font-size: 6.8pt; color: #64748b; font-weight: 600; text-transform: uppercase; } .rep-footer { border-top: 1px solid #e2e8f0; padding-top: 6px; font-size: 6.5pt; color: #64748b; line-height: 1.3; text-align: center; } }

Aid Impact Simulator

Schedule Change & Pell Tier Risk Analysis

1 Current Aid
→
2 Planned Change
→
3 Timing
→
4 Results

Step 1: Your Current Financial Aid & Enrollment

Enter your current term details to establish your baseline aid eligibility.

Federal Pell Grant (Most Common) Federal Pell Grant + State Grant State Need-Based Grant Only Institutional Need-Based Grant

2024–2025 Maximum Pell is $7,395

15+ credits (Accelerated Full-Time) 12 credits (Standard Full-Time) 9 credits (Three-Quarter Time) 6 credits (Half-Time Minimum) 3 credits (Less Than Half-Time)
3.00 – 4.00 (Dean's List / Excellent) 2.50 – 2.99 (Good Standing) 2.00 – 2.49 (Satisfactory Academic Progress) 1.50 – 1.99 (At Risk of SAP Suspension) Below 1.50 (Critical SAP Warning)
Results are estimates based on federal Pell Grant eligibility rules. Always confirm changes with your school's financial aid office before withdrawing or dropping courses. Federal Student Aid (studentaid.gov) is the authoritative source for federal aid rules.

Almost There! Unlock Your Results

Please enter your name and email to view your comprehensive financial aid impact calculation.

🔒 Your information is private & secure

Official Aid Impact Assessment Report

Title IV Calculation • Ready to Print / Save as PDF

let currentStep = 1; let selectedChange = ''; let selectedTiming = ''; function goToStep(stepNum) { currentStep = stepNum; // Hide all panels document.querySelectorAll('#sas-app-root .sas-panel').forEach(function(panel) { panel.classList.add('hidden'); }); // Show target panel const target = document.getElementById('sas-step-' + stepNum); if (target) { target.classList.remove('hidden'); } // Update progress tracker for (let i = 1; i <= 4; i++) { const node = document.getElementById('step-node-' + i); if (node) { node.classList.remove('active', 'completed'); if (i === stepNum) { node.classList.add('active'); } else if (i < stepNum) { node.classList.add('completed'); } } } // Scroll container into view gently if needed try { const root = document.getElementById('sas-app-root'); if (root && typeof root.scrollIntoView === 'function') { root.scrollIntoView({ behavior: 'smooth', block: 'nearest' }); } } catch (e) {} } // STEP 1 VALIDATION & ADVANCEMENT function submitStep1() { let isValid = true; const aidSelect = document.getElementById('embed-aid-type'); const annualInput = document.getElementById('embed-annual-aid'); const creditsSelect = document.getElementById('embed-credits'); const gpaSelect = document.getElementById('embed-gpa'); const errAid = document.getElementById('err-aid-type'); const errAnnual = document.getElementById('err-annual-aid'); const errCredits = document.getElementById('err-credits'); const errGpa = document.getElementById('err-gpa'); // Reset errors [errAid, errAnnual, errCredits, errGpa].forEach(function(el) { if (el) { el.classList.add('hidden'); el.innerText = ''; } }); if (!aidSelect || !aidSelect.value) { if (errAid) { errAid.classList.remove('hidden'); errAid.innerText = 'Please select your primary financial aid type.'; } isValid = false; } const annualVal = parseFloat(annualInput ? annualInput.value : ''); if (!annualInput || !annualInput.value) { if (errAnnual) { errAnnual.classList.remove('hidden'); errAnnual.innerText = 'Please enter your annual award amount.'; } isValid = false; } else if (isNaN(annualVal) || annualVal 30000) { if (errAnnual) { errAnnual.classList.remove('hidden'); errAnnual.innerText = 'Award amount must be between $500 and $30,000.'; } isValid = false; } if (!creditsSelect || !creditsSelect.value) { if (errCredits) { errCredits.classList.remove('hidden'); errCredits.innerText = 'Please select your currently enrolled credits.'; } isValid = false; } if (!gpaSelect || !gpaSelect.value) { if (errGpa) { errGpa.classList.remove('hidden'); errGpa.innerText = 'Please select your cumulative GPA.'; } isValid = false; } if (isValid) { goToStep(2); } } // STEP 2 SELECTION function selectTile2(val, el) { selectedChange = val; document.querySelectorAll('#sas-step-2 .sas-tile').forEach(function(tile) { tile.classList.remove('selected'); }); if (el) el.classList.add('selected'); const err = document.getElementById('err-step-2'); if (err) err.classList.add('hidden'); } function submitStep2() { if (!selectedChange) { const err = document.getElementById('err-step-2'); if (err) { err.classList.remove('hidden'); err.innerText = 'Please select a change option to proceed.'; } return; } goToStep(3); } // STEP 3 SELECTION function selectTile3(val, el) { selectedTiming = val; document.querySelectorAll('#sas-step-3 .sas-tile').forEach(function(tile) { tile.classList.remove('selected'); }); if (el) el.classList.add('selected'); const err = document.getElementById('err-step-3'); if (err) err.classList.add('hidden'); } function submitStep3() { if (!selectedTiming) { const err = document.getElementById('err-step-3'); if (err) { err.classList.remove('hidden'); err.innerText = 'Please select the timing of your change.'; } return; } // Open email gate modal const gateModal = document.getElementById('sas-gate-modal'); if (gateModal) { gateModal.style.display = 'flex'; } else { computeResults(); goToStep(4); } } function closeGateModal(proceedToResults) { const gateModal = document.getElementById('sas-gate-modal'); if (gateModal) { gateModal.style.display = 'none'; } if (proceedToResults) { computeResults(); goToStep(4); } } // CALCULATE RESULTS (STEP 4) function computeResults() { const elAidType = document.getElementById('embed-aid-type'); const elAnnualAid = document.getElementById('embed-annual-aid'); const elCredits = document.getElementById('embed-credits'); const elGpa = document.getElementById('embed-gpa'); const aidType = elAidType ? elAidType.value : 'pell_only'; const annualVal = parseFloat(elAnnualAid ? elAnnualAid.value : '') || 7395; const semesterAid = annualVal / 2; const currentCreditsOption = elCredits ? elCredits.value : '12'; let currentCreditsNum = 12; if (currentCreditsOption === '15') currentCreditsNum = 15; else if (currentCreditsOption === '12') currentCreditsNum = 12; else if (currentCreditsOption === '9') currentCreditsNum = 9; else if (currentCreditsOption === '6') currentCreditsNum = 6; else if (currentCreditsOption === '3') currentCreditsNum = 3; let newCreditsNum = currentCreditsNum; if (selectedChange === 'drop_3') newCreditsNum = Math.max(0, currentCreditsNum - 3); else if (selectedChange === 'drop_4') newCreditsNum = Math.max(0, currentCreditsNum - 4); else if (selectedChange === 'full_withdraw') newCreditsNum = 0; else if (selectedChange === 'go_part_time') newCreditsNum = Math.min(currentCreditsNum, 5); else if (selectedChange === 'late_withdraw') newCreditsNum = currentCreditsNum; else if (selectedChange === 'add_course') newCreditsNum = currentCreditsNum + 3; function getTier(cr) { if (cr >= 12) return 1.0; if (cr >= 9) return 0.75; if (cr >= 6) return 0.50; return 0.0; } const currentTierPct = getTier(currentCreditsNum); let newTierPct = getTier(newCreditsNum); const aidBefore = semesterAid * currentTierPct; let aidAfter = aidBefore; let dollarLoss = 0; let potentialIncrease = false; if (selectedChange === 'add_course') { if (currentCreditsNum = 12) { potentialIncrease = true; aidAfter = semesterAid * 1.0; dollarLoss = 0; } else { aidAfter = semesterAid * newTierPct; dollarLoss = 0; } } else if (selectedTiming === 'before_deadline') { aidAfter = semesterAid * newTierPct; dollarLoss = aidBefore - aidAfter; } else if (selectedTiming === 'after_before_60') { aidAfter = semesterAid * newTierPct; dollarLoss = aidBefore - aidAfter; } else if (selectedTiming === 'after_60') { aidAfter = aidBefore; dollarLoss = 0; } if (dollarLoss 0 ? (dollarLoss / aidBefore) : 0; if (lossRatio > 0.40 || dollarLoss >= 1500) severity = 'danger'; else if (dollarLoss > 0) severity = 'caution'; if (selectedChange === 'late_withdraw') severity = 'danger'; const gpaVal = elGpa ? elGpa.value : '2.50_2.99'; if (gpaVal === 'below_1_5') { severity = 'danger'; } else if (gpaVal === 'between_1_5') { if (severity === 'safe') severity = 'caution'; else if (severity === 'caution') severity = 'danger'; } const isLateWithdrawal = selectedChange === 'late_withdraw' || selectedTiming === 'after_60'; const isTitleIVRisk = isLateWithdrawal && (selectedChange === 'full_withdraw' || selectedChange === 'late_withdraw' || selectedChange === 'go_part_time'); function formatMoney(n) { return new Intl.NumberFormat('en-US', { style: 'currency', currency: 'USD', maximumFractionDigits: 0 }).format(n); } // 1. Status Banner const banner = document.getElementById('res-banner'); const bannerTitle = document.getElementById('res-banner-title'); const bannerDesc = document.getElementById('res-banner-desc'); const bannerIcon = document.getElementById('res-icon'); if (banner && bannerTitle && bannerDesc && bannerIcon) { banner.className = 'sas-status-banner'; if (severity === 'danger') { banner.classList.add('sas-banner-danger'); bannerTitle.innerText = 'High Risk Schedule Change'; bannerIcon.innerHTML = ''; if (gpaVal === 'below_1_5') { bannerDesc.innerText = 'Critical SAP Alert: Your GPA is below 1.5. You are in immediate danger of complete financial aid suspension. Dropping or withdrawing courses will exacerbate academic standing issues.'; } else if (isTitleIVRisk) { bannerDesc.innerText = 'Late Withdrawal Danger: This change triggers federal Return of Title IV rules. You may be required to repay a portion of unearned aid back to the college.'; } else { bannerDesc.innerText = 'Major Aid Loss Projected: You stand to lose ' + formatMoney(dollarLoss) + ' in funding this semester. This represents over 40% of your term disbursement.'; } } else if (severity === 'caution') { banner.classList.add('sas-banner-caution'); bannerTitle.innerText = 'Caution Recommended'; bannerIcon.innerHTML = ''; if (gpaVal === 'between_1_5') { bannerDesc.innerText = 'SAP At Risk: Your GPA is between 1.5 and 1.99. Dropping below full-time status could trigger an academic warning, impacting cumulative completion rate thresholds.'; } else { bannerDesc.innerText = 'Moderate Aid Recalculation: Dropping credits will trigger a Pell Grant reduction of ' + formatMoney(dollarLoss) + ' due to tier adjustments.'; } } else { banner.classList.add('sas-banner-safe'); bannerTitle.innerText = 'Safe Schedule Adjustment'; bannerIcon.innerHTML = ''; if (potentialIncrease) { bannerDesc.innerText = 'Funding Increase Opportunity: Your proposed course addition will elevate your enrollment tier to full-time (12+ credits), qualifying you for maximum Pell Grant disbursement!'; } else { bannerDesc.innerText = 'No Credit-Hour Tier Impact: This schedule adjustment does not cross any Pell Grant funding thresholds. Your estimated grant disbursement remains unaffected.'; } } } // 2. Metrics Cards const elBefore = document.getElementById('res-metric-before'); const elAfter = document.getElementById('res-metric-after'); const elLoss = document.getElementById('res-metric-loss'); if (elBefore) elBefore.innerText = formatMoney(aidBefore); if (elAfter) elAfter.innerText = formatMoney(aidAfter); if (elLoss) { elLoss.innerText = formatMoney(dollarLoss); elLoss.className = dollarLoss > 0 ? 'sas-metric-val text-red' : 'sas-metric-val text-green'; } // 2.5 Visual Gauge Chart const percentRemaining = aidBefore > 0 ? Math.round((aidAfter / aidBefore) * 100) : (aidAfter > 0 ? 100 : 0); const clampedPercent = Math.min(100, Math.max(0, percentRemaining)); const offset = 220 - (220 * clampedPercent / 100); const fg = document.getElementById('gauge-foreground'); if (fg) { fg.setAttribute('stroke-dashoffset', offset); let color = '#059669'; if (severity === 'danger') color = '#dc2626'; else if (severity === 'caution') color = '#d97706'; fg.setAttribute('stroke', color); } const gaugePct = document.getElementById('gauge-percent-text'); const gaugeStat = document.getElementById('gauge-status-text'); if (gaugePct) gaugePct.innerText = percentRemaining + '%'; if (gaugeStat) gaugeStat.innerText = percentRemaining === 100 ? 'Fully Retained' : (percentRemaining === 0 ? 'Fully Lost' : 'Remaining'); // 3. Pell Tier Bar const tiers = [0, 50, 75, 100]; const curTierVal = currentTierPct * 100; const nTierVal = newTierPct * 100; tiers.forEach(function(t) { const node = document.getElementById('tier-node-' + t); const bNode = document.getElementById('badge-' + t); if (!node || !bNode) return; node.className = 'sas-tier-node'; bNode.className = ''; bNode.innerHTML = ''; if (t === curTierVal && t === nTierVal) { node.classList.add('current'); bNode.className = 'sas-tier-badge badge-blue'; bNode.innerText = 'Current & Projected'; } else if (t === curTierVal) { node.classList.add('current'); bNode.className = 'sas-tier-badge badge-blue'; bNode.innerText = 'Current'; } else if (t === nTierVal) { if (nTierVal < curTierVal) { node.classList.add('projected-lower'); bNode.className = 'sas-tier-badge badge-red'; bNode.innerText = 'Projected'; } else { node.classList.add('projected-higher'); bNode.className = 'sas-tier-badge badge-green'; bNode.innerText = 'Projected'; } } }); // 4. SAP Warning Block const sapBlock = document.getElementById('res-sap-warning'); const sapDesc = document.getElementById('res-sap-desc'); if (sapBlock && sapDesc) { if (gpaVal === 'below_1_5' || gpaVal === 'between_1_5') { sapBlock.classList.remove('hidden'); sapDesc.innerText = gpaVal === 'below_1_5' ? 'Critical Standing Alert: With a GPA below 1.5, you are in immediate danger of failing SAP standards. A complete suspension of aid eligibility is highly probable. Speak to counselor immediately.' : 'Completion Rate Risk: Your GPA of 1.5-1.99 is on the borderline. Under SAP, you must maintain a 2.0 cumulative GPA and a 67% course completion rate. Dropping courses damages your completion ratio.'; } else { sapBlock.classList.add('hidden'); } } // 5. Recommended Actions const stepsList = document.getElementById('res-steps-list'); if (stepsList) { stepsList.innerHTML = ''; const actions = [ 'Schedule an urgent session with your financial aid advisor to review this calculation before making any formal changes in the enrollment portal.' ]; if (gpaVal === 'below_1_5' || gpaVal === 'between_1_5') { actions.push('Consult an academic advisor to map out an Academic Recovery Plan and register for campus tutoring services.'); } if (isTitleIVRisk) { actions.push('Ask the Financial Aid Office to execute a formal Return of Title IV (R2T4) calculation to determine the exact cash balance you might owe back to the registrar.'); } if (selectedChange === 'drop_3' || selectedChange === 'drop_4') { actions.push('Check if you can switch to another section, request an incomplete, or perform an academic course substitution instead of dropping.'); actions.push('Confirm with your college registrar if dropping results in a "W" on your transcript, and confirm the census date.'); } else if (selectedChange === 'add_course') { actions.push('Verify that your newly added course falls directly within your declared major or degree program requirements, otherwise it may not qualify for federal aid.'); } actions.push('Check if any auxiliary services (such as campus housing, athletic eligibility, scholarship guidelines, or parent health insurance) require full-time status.'); actions.forEach(function(act) { const li = document.createElement('li'); li.className = 'sas-steps-item'; li.innerText = act; stepsList.appendChild(li); }); } } // RESET SIMULATOR function resetSimulator() { selectedChange = ''; selectedTiming = ''; const elAid = document.getElementById('embed-aid-type'); const elAnnual = document.getElementById('embed-annual-aid'); const elCredits = document.getElementById('embed-credits'); const elGpa = document.getElementById('embed-gpa'); if (elAid) elAid.value = 'pell_only'; if (elAnnual) elAnnual.value = '7395'; if (elCredits) elCredits.value = '12'; if (elGpa) elGpa.value = '2.50_2.99'; document.querySelectorAll('#sas-step-2 .sas-tile, #sas-step-3 .sas-tile').forEach(function(t) { t.classList.remove('selected'); }); closeGateModal(false); closeReportModal(); goToStep(1); } // SHARE SIMULATION function shareResult() { const elAid = document.getElementById('embed-aid-type'); const elAnnual = document.getElementById('embed-annual-aid'); const elCredits = document.getElementById('embed-credits'); const elGpa = document.getElementById('embed-gpa'); const params = new URLSearchParams(); if (elAid) params.set('aidType', elAid.value); if (elAnnual) params.set('annualAid', elAnnual.value); if (elCredits) params.set('currentCredits', elCredits.value); if (elGpa) params.set('gpa', elGpa.value); if (selectedChange) params.set('changeOption', selectedChange); if (selectedTiming) params.set('timingOption', selectedTiming); params.set('shared', 'true'); const shareUrl = window.location.origin + window.location.pathname + '?' + params.toString(); navigator.clipboard.writeText(shareUrl).then(function() { const btnText = document.getElementById('share-btn-text'); if (btnText) { btnText.innerText = 'Link copied to clipboard!'; setTimeout(function() { btnText.innerText = 'Share simulation with advisor'; }, 2000); } }).catch(function(err) { console.warn('Share copy error:', err); }); } // REPORT DOCUMENT GENERATION & PRINTING const PRINT_REPORT_STYLES_JS = ` .report-wrap { width: 100%; max-width: 800px; margin: 0 auto; } .rep-header { display: flex; justify-content: space-between; align-items: flex-start; padding-bottom: 10px; border-bottom: 2px solid #1a56db; margin-bottom: 12px; } .rep-brand { display: flex; align-items: center; gap: 10px; } .rep-logo { width: 34px; height: 34px; background: #1a56db; color: #ffffff; border-radius: 6px; display: flex; align-items: center; justify-content: center; } .rep-brand-title { font-size: 14pt; font-weight: 800; color: #0f172a; margin: 0; letter-spacing: -0.02em; line-height: 1.1; } .rep-brand-sub { font-size: 7.5pt; font-weight: 700; color: #64748b; text-transform: uppercase; letter-spacing: 0.06em; margin-top: 2px; } .rep-meta { text-align: right; } .rep-badge { display: inline-block; background: #e0e7ff; color: #1e40af; font-size: 7.5pt; font-weight: 700; text-transform: uppercase; letter-spacing: 0.05em; padding: 2px 7px; border-radius: 4px; margin-bottom: 3px; } .rep-date { font-size: 8pt; color: #475569; font-weight: 500; } .rep-id { font-size: 7.5pt; color: #94a3b8; font-family: monospace; } .rep-title-block { margin-bottom: 11px; } .rep-title { font-size: 12.5pt; font-weight: 800; color: #0f172a; margin: 0 0 3px 0; letter-spacing: -0.01em; } .rep-subtitle { font-size: 8pt; color: #64748b; margin: 0; } .section-box { border: 1px solid #e2e8f0; border-radius: 6px; padding: 9px 12px; margin-bottom: 10px; background: #ffffff; page-break-inside: avoid; } .section-title { font-size: 7.5pt; font-weight: 800; text-transform: uppercase; letter-spacing: 0.07em; color: #475569; margin-bottom: 7px; display: flex; align-items: center; justify-content: space-between; } .grid-3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 7px 12px; } .param-item { font-size: 8pt; } .param-label { color: #64748b; font-size: 7pt; font-weight: 600; text-transform: uppercase; margin-bottom: 1px; } .param-val { color: #0f172a; font-weight: 700; font-size: 8.5pt; } .kpi-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 8px; margin-bottom: 10px; page-break-inside: avoid; } .kpi-card { border: 1px solid #e2e8f0; background: #f8fafc; border-radius: 6px; padding: 8px 10px; text-align: center; } .kpi-card.kpi-highlight-loss { border-color: #fca5a5; background: #fef2f2; } .kpi-card.kpi-highlight-ok { border-color: #86efac; background: #f0fdf4; } .kpi-lbl { font-size: 7pt; font-weight: 700; text-transform: uppercase; letter-spacing: 0.04em; color: #64748b; margin-bottom: 2px; } .kpi-val { font-size: 14pt; font-weight: 800; color: #0f172a; line-height: 1.1; } .metric-val-red { color: #dc2626 !important; } .metric-val-green { color: #16a34a !important; } .kpi-sub { font-size: 7pt; color: #64748b; margin-top: 2px; font-weight: 500; } .banner-box { border-radius: 6px; padding: 8px 12px; margin-bottom: 10px; border-left: 4px solid; page-break-inside: avoid; } .banner-danger { background: #fef2f2; border-color: #dc2626; color: #991b1b; } .banner-caution { background: #fffbeb; border-color: #d97706; color: #92400e; } .banner-safe { background: #f0fdf4; border-color: #16a34a; color: #166534; } .banner-head { font-size: 9pt; font-weight: 800; margin-bottom: 2px; } .banner-text { font-size: 8pt; line-height: 1.35; margin: 0; } .tier-tbl { width: 100%; border-collapse: collapse; font-size: 7.5pt; margin-top: 3px; } .tier-tbl th { background: #f1f5f9; color: #334155; font-weight: 700; text-align: left; padding: 4px 8px; font-size: 7pt; text-transform: uppercase; border-bottom: 1px solid #cbd5e1; } .tier-tbl td { padding: 4px 8px; border-bottom: 1px solid #e2e8f0; color: #334155; } .tier-tbl tr.row-cur { background: #eff6ff; } .tier-tbl tr.row-proj-loss { background: #fef2f2; } .tier-tbl tr.row-proj-gain { background: #f0fdf4; } .status-badge { display: inline-block; padding: 1px 5px; border-radius: 3px; font-size: 6.5pt; font-weight: 700; } .badge-blue { background: #1a56db; color: #ffffff; } .badge-red { background: #dc2626; color: #ffffff; } .badge-green { background: #16a34a; color: #ffffff; } .sap-alert-box { background: #fef3e2; border: 1px solid #fed7aa; border-left: 4px solid #ea580c; border-radius: 6px; padding: 8px 11px; margin-bottom: 10px; font-size: 7.5pt; color: #7c2d12; line-height: 1.35; page-break-inside: avoid; } .sap-alert-title { font-weight: 800; font-size: 8pt; margin-bottom: 2px; } .action-list { margin: 0; padding: 0; list-style: none; display: flex; flex-direction: column; gap: 4px; } .action-item { display: flex; align-items: flex-start; gap: 6px; font-size: 7.5pt; color: #334155; line-height: 1.3; } .chk-box { width: 10px; height: 10px; border: 1.5px solid #64748b; border-radius: 2px; margin-top: 1px; flex-shrink: 0; } .sign-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 24px; margin-top: 8px; padding-top: 8px; border-top: 1px dashed #cbd5e1; margin-bottom: 8px; page-break-inside: avoid; } .sign-line { border-bottom: 1px solid #475569; height: 18px; margin-bottom: 3px; } .sign-lbls { display: flex; justify-content: space-between; font-size: 6.8pt; color: #64748b; font-weight: 600; text-transform: uppercase; } .rep-footer { border-top: 1px solid #e2e8f0; padding-top: 6px; font-size: 6.5pt; color: #64748b; line-height: 1.3; text-align: center; } `; function buildReportHtml() { const elAid = document.getElementById('embed-aid-type'); const elAnnual = document.getElementById('embed-annual-aid'); const elCredits = document.getElementById('embed-credits'); const elGpa = document.getElementById('embed-gpa'); const aidTypeVal = elAid ? elAid.value : 'pell_only'; const annualVal = parseFloat(elAnnual ? elAnnual.value : '') || 7395; const termVal = annualVal / 2; const creditsOption = elCredits ? elCredits.value : '12'; const gpaVal = elGpa ? elGpa.value : '2.50_2.99'; let currentCreditsNum = 12; if (creditsOption === '15') currentCreditsNum = 15; else if (creditsOption === '12') currentCreditsNum = 12; else if (creditsOption === '9') currentCreditsNum = 9; else if (creditsOption === '6') currentCreditsNum = 6; else if (creditsOption === '3') currentCreditsNum = 3; let newCreditsNum = currentCreditsNum; if (selectedChange === 'drop_3') newCreditsNum = Math.max(0, currentCreditsNum - 3); else if (selectedChange === 'drop_4') newCreditsNum = Math.max(0, currentCreditsNum - 4); else if (selectedChange === 'full_withdraw') newCreditsNum = 0; else if (selectedChange === 'go_part_time') newCreditsNum = Math.min(currentCreditsNum, 5); else if (selectedChange === 'late_withdraw') newCreditsNum = currentCreditsNum; else if (selectedChange === 'add_course') newCreditsNum = currentCreditsNum + 3; const bannerTitle = document.getElementById('res-banner-title')?.innerText || 'Aid Assessment'; const bannerDesc = document.getElementById('res-banner-desc')?.innerText || 'Title IV calculation summary.'; const valBefore = document.getElementById('res-metric-before')?.innerText || '$3,698'; const valAfter = document.getElementById('res-metric-after')?.innerText || '$3,698'; const valLoss = document.getElementById('res-metric-loss')?.innerText || '$0'; const aidTypeLabels = { pell_only: 'Federal Pell Grant (Most Common)', pell_state: 'Federal Pell Grant + State Grant', state_only: 'State Need-Based Grant Only', inst_only: 'Institutional Need-Based Grant' }; const gpaLabels = { '3.0_above': '3.00+ GPA (Good Standing / Dean\'s)', '2.50_2.99': '2.50 – 2.99 GPA (Good Standing)', '2.00_2.49': '2.00 – 2.49 GPA (At SAP Minimum)', 'between_1_5': '1.50 – 1.99 GPA (SAP Warning / Probation)', 'below_1_5': 'Below 1.50 GPA (Critical SAP Suspension)' }; const changeLabels = { drop_3: 'Drop a 3-credit course', drop_4: 'Drop a 4-credit course', full_withdraw: 'Full withdrawal from semester', go_part_time: 'Go part-time (= 12) return 'Full-Time (100% Pell)'; if (cr >= 9) return 'Three-Quarter Time (75% Pell)'; if (cr >= 6) return 'Half-Time (50% Pell)'; return 'Less Than Half-Time (0% Pell)'; } const currentTierName = getTierName(currentCreditsNum); const numLoss = parseFloat(valLoss.replace(/[^0-9.-]+/g, '')) || 0; const isLoss = numLoss > 0; const lossClass = isLoss ? 'metric-val-red' : 'metric-val-green'; const kpiLossClass = isLoss ? 'kpi-highlight-loss' : 'kpi-highlight-ok'; const bannerClass = isLoss ? (numLoss >= 1500 ? 'banner-danger' : 'banner-caution') : 'banner-safe'; const currentDate = new Date().toLocaleDateString('en-US', { month: 'long', day: 'numeric', year: 'numeric' }); const refId = 'SAG-' + Math.floor(100000 + Math.random() * 900000); function renderTierRow(minCredits, label, crRange, pct) { const isCur = (minCredits === 12 && currentCreditsNum >= 12) || (minCredits === 9 && currentCreditsNum >= 9 && currentCreditsNum = 6 && currentCreditsNum < 9) || (minCredits === 0 && currentCreditsNum = 12) || (minCredits === 9 && newCreditsNum >= 9 && newCreditsNum = 6 && newCreditsNum < 9) || (minCredits === 0 && newCreditsNum < 6); let rClass = ''; let badge = '—'; if (isCur && isProj) { rClass = 'row-cur'; badge = 'Current & Projected'; } else if (isCur) { rClass = 'row-cur'; badge = 'Current Baseline'; } else if (isProj) { if (newCreditsNum < currentCreditsNum) { rClass = 'row-proj-loss'; badge = 'Projected Shift'; } else { rClass = 'row-proj-gain'; badge = 'Projected Shift'; } } return '' + label + '' + crRange + '' + pct + '' + badge + ''; } const sapAlertHtml = (gpaVal === 'below_1_5' || gpaVal === 'between_1_5') ? '
CRITICAL SAP (SATISFACTORY ACADEMIC PROGRESS) ALERT
Dropping or failing courses while below a 2.0 GPA puts your federal aid eligibility in immediate jeopardy of financial aid disqualification. An approved SAP appeal letter with documented extenuating circumstances will be required before further disbursements can be made.
' : ''; const stepEls = document.querySelectorAll('#res-steps-list li'); let stepsHtml = ''; if (stepEls && stepEls.length > 0) { stepEls.forEach(function(s) { stepsHtml += '
' + s.innerText + '
'; }); } else { stepsHtml = '
Consult with your Financial Aid Advisor before processing course drops or withdrawals.
' + '
Verify institutional census date deadlines and Return of Title IV (R2T4) calculation thresholds.
' + '
Confirm cumulative GPA and PACE completion requirements for Satisfactory Academic Progress (SAP).
'; } return '
' + '
' + '
' + '' + '

Student Aid Guard

Financial Aid Impact & SAP Advisory System
' + '
' + '
' + 'Official Assessment' + '
Issued: ' + currentDate + '
' + '
Ref: ' + refId + '
' + '
' + '
' + '
' + '

Student Aid Impact & Academic Progress Report

' + '

Preliminary assessment of Title IV grant disbursement and Satisfactory Academic Progress (SAP) standing following proposed enrollment changes.

' + '
' + '
' + '
Baseline Parameters & Proposed Schedule ChangeStudent Profile
' + '
' + '
Primary Aid Award
' + aidTypeName + '
' + '
Annual Award Amount
$' + Math.round(annualVal).toLocaleString() + ' / yr ($' + Math.round(termVal).toLocaleString() + ' / term)
' + '
Cumulative GPA Standing
' + gpaName + '
' + '
Current Enrolled Load
' + currentCreditsNum + ' Credits (' + currentTierName + ')
' + '
Proposed Schedule Action
' + changeName + '
' + '
Adjustment Timing
' + timingName + '
' + '
' + '
' + '
' + '
Current Term Award
' + valBefore + '
Baseline scheduled term grant
' + '
Projected Term Award
' + valAfter + '
Projected scheduled disbursement
' + '
Estimated Aid Loss
' + valLoss + '
' + (isLoss ? 'Immediate term reduction' : 'Zero loss - aid preserved') + '
' + '
' + '' + '
' + '
Title IV Enrollment Intensity & Disbursement Tiers2024–2025 Pell Schedule
' + '' + '' + '' + renderTierRow(12, 'Full-Time', '12+ credits', '100% scheduled award') + renderTierRow(9, 'Three-Quarter Time', '9 – 11 credits', '75% scheduled award') + renderTierRow(6, 'Half-Time', '6 – 8 credits', '50% scheduled award') + renderTierRow(0, 'Less Than Half-Time', '< 6 credits', '0% – 25% (Prorated/Restricted)') + '' + '
Enrollment IntensityCreditsPell Disbursement %Status in Simulation
' + '
' + sapAlertHtml + '
' + '
Recommended Next ActionsOfficial Protocol
' + '
' + stepsHtml + '
' + '
' + '
' + '
Student SignatureDate
' + '
Financial Aid Advisor SignatureDate
' + '
' + '
' + 'Student Aid Guard (studentaidguard.com) • Educational Financial Aid Simulation • Governed under Title IV Higher Education Act (34 CFR 668 & 690). Calculations are estimates based on standard federal Pell Grant formulas and do not constitute an official university disbursement guarantee or institutional billing statement. All final adjustments are governed exclusively by your institution\'s Financial Aid Office.' + '
' + '
'; } function handlePrintButton() { const reportHtml = buildReportHtml(); // 1. Populate report modal for on-screen inspection const reportModal = document.getElementById('sas-report-modal'); const reportBody = document.getElementById('sas-report-modal-body'); if (reportModal && reportBody) { reportBody.innerHTML = reportHtml; reportModal.style.display = 'flex'; } // 2. Trigger the robust printing pipeline executePrintReport(reportHtml); } function executePrintReport(reportHtml) { if (!reportHtml) { reportHtml = buildReportHtml(); } // A. Prepare in-page container as a direct child of document.body let printContainer = document.getElementById('sas-print-container'); if (!printContainer) { printContainer = document.createElement('div'); printContainer.id = 'sas-print-container'; } printContainer.innerHTML = '' + PRINT_REPORT_STYLES_JS + '' + reportHtml; if (printContainer.parentElement !== document.body) { document.body.appendChild(printContainer); } // B. Primary: Use dedicated isolated iframe print (100% immune to WordPress theme conflicts & blank pages) try { let printFrame = document.getElementById('sas-print-frame'); if (printFrame) { printFrame.remove(); } printFrame = document.createElement('iframe'); printFrame.id = 'sas-print-frame'; printFrame.style.position = 'fixed'; printFrame.style.right = '0'; printFrame.style.bottom = '0'; printFrame.style.width = '10px'; printFrame.style.height = '10px'; printFrame.style.opacity = '0'; printFrame.style.border = '0'; printFrame.style.zIndex = '-9999'; printFrame.style.pointerEvents = 'none'; document.body.appendChild(printFrame); const frameDoc = printFrame.contentDocument || printFrame.contentWindow?.document; if (frameDoc && printFrame.contentWindow) { frameDoc.open(); frameDoc.write('Student Aid Impact Assessment Report — Student Aid Guard@page { size: letter portrait; margin: 10mm 12mm; } * { box-sizing: border-box; -webkit-print-color-adjust: exact !important; print-color-adjust: exact !important; } body { margin: 0; padding: 15px; font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, Helvetica, Arial, sans-serif; color: #1e293b; background: #ffffff; font-size: 9pt; line-height: 1.35; } ' + PRINT_REPORT_STYLES_JS + '' + reportHtml + ''); frameDoc.close(); setTimeout(function() { try { printFrame.contentWindow.focus(); printFrame.contentWindow.print(); } catch (iframeErr) { console.warn('Iframe print error, falling back to window.print():', iframeErr); fallbackDirectPrint(); } }, 250); return; } } catch (e) { console.warn('Iframe print creation error, falling back to window.print():', e); } fallbackDirectPrint(); function fallbackDirectPrint() { document.body.classList.add('sas-print-report-active'); const cleanUp = function() { document.body.classList.remove('sas-print-report-active'); window.removeEventListener('afterprint', cleanUp); }; window.addEventListener('afterprint', cleanUp); try { window.print(); } catch (err) { console.error('Window print error:', err); } setTimeout(cleanUp, 3000); } } function closeReportModal() { const reportModal = document.getElementById('sas-report-modal'); if (reportModal) { reportModal.style.display = 'none'; } } // 100% RESILIENT EVENT DELEGATION document.addEventListener('click', function(e) { // 1. Step 1 Continue const btnStep1 = e.target.closest('#sas-btn-step1'); if (btnStep1) { e.preventDefault(); submitStep1(); return; } // 2. Step 2 Tile Selection const tileStep2 = e.target.closest('#sas-step-2 .sas-tile'); if (tileStep2) { const val = tileStep2.getAttribute('data-change'); selectTile2(val, tileStep2); return; } // 3. Step 2 Back const btnBack1 = e.target.closest('#sas-btn-back1'); if (btnBack1) { e.preventDefault(); goToStep(1); return; } // 4. Step 2 Continue const btnStep2 = e.target.closest('#sas-btn-step2'); if (btnStep2) { e.preventDefault(); submitStep2(); return; } // 5. Step 3 Tile Selection const tileStep3 = e.target.closest('#sas-step-3 .sas-tile'); if (tileStep3) { const val = tileStep3.getAttribute('data-timing'); selectTile3(val, tileStep3); return; } // 6. Step 3 Back const btnBack2 = e.target.closest('#sas-btn-back2'); if (btnBack2) { e.preventDefault(); goToStep(2); return; } // 7. Step 3 See My Results const btnStep3 = e.target.closest('#sas-btn-step3'); if (btnStep3) { e.preventDefault(); submitStep3(); return; } // 8. Close Gate Modal (Cancels and returns to Step 3 - does NOT reveal results) const btnCloseGate = e.target.closest('#sas-btn-close-modal'); if (btnCloseGate) { e.preventDefault(); closeGateModal(false); return; } // Modal Backdrop Click (Cancels and returns to Step 3 - does NOT reveal results) if (e.target && e.target.id === 'sas-gate-modal') { e.preventDefault(); closeGateModal(false); return; } // 10. Top Reset / Start Over const btnTopReset = e.target.closest('#sas-btn-top-reset'); const btnReset = e.target.closest('#sas-btn-reset'); if (btnTopReset || btnReset) { e.preventDefault(); resetSimulator(); return; } // 11. Print PDF const btnPrint = e.target.closest('#sas-btn-print'); if (btnPrint) { e.preventDefault(); handlePrintButton(); return; } // 12. Modal Print const btnModalPrint = e.target.closest('#sas-btn-modal-print'); if (btnModalPrint) { e.preventDefault(); executePrintReport(); return; } // 13. Close Report Modal const btnCloseReport = e.target.closest('#sas-btn-close-report'); if (btnCloseReport) { e.preventDefault(); closeReportModal(); return; } // 14. Share Result const btnShare = e.target.closest('#sas-btn-share'); if (btnShare) { e.preventDefault(); shareResult(); return; } }); // FluentCRM form submit handler document.addEventListener('submit', function(e) { const form = e.target.closest('#fluentcrm-form'); if (form) { const nameIn = document.getElementById('gate-first-name'); const emailIn = document.getElementById('gate-email'); const errName = document.getElementById('err-gate-name'); const errEmail = document.getElementById('err-gate-email'); if (errName) errName.classList.add('hidden'); if (errEmail) errEmail.classList.add('hidden'); let valid = true; if (!nameIn || !nameIn.value.trim()) { if (errName) { errName.classList.remove('hidden'); errName.innerText = 'First name is required.'; } valid = false; } if (!emailIn || !emailIn.value.trim() || !emailIn.value.includes('@')) { if (errEmail) { errEmail.classList.remove('hidden'); errEmail.innerText = 'Valid email is required.'; } valid = false; } if (!valid) { e.preventDefault(); return; } // Allow form submission to hidden sink iframe, then transition to results setTimeout(function() { closeGateModal(true); }, 700); } }); // URL parameters restore function restoreSharedResults() { const params = new URLSearchParams(window.location.search); if (params.get('shared') === 'true') { const aidType = params.get('aidType'); const annualAid = params.get('annualAid'); const credits = params.get('currentCredits'); const gpa = params.get('gpa'); const change = params.get('changeOption'); const timing = params.get('timingOption'); const elAid = document.getElementById('embed-aid-type'); const elAnnual = document.getElementById('embed-annual-aid'); const elCredits = document.getElementById('embed-credits'); const elGpa = document.getElementById('embed-gpa'); if (aidType && elAid) elAid.value = aidType; if (annualAid && elAnnual) elAnnual.value = annualAid; if (credits && elCredits) elCredits.value = credits; if (gpa && elGpa) elGpa.value = gpa; if (change) { selectedChange = change; const tile = document.querySelector('#sas-step-2 .sas-tile[data-change="' + change + '"]'); if (tile) tile.classList.add('selected'); } if (timing) { selectedTiming = timing; const tile = document.querySelector('#sas-step-3 .sas-tile[data-timing="' + timing + '"]'); if (tile) tile.classList.add('selected'); } computeResults(); goToStep(4); } } if (document.readyState === 'complete' || document.readyState === 'interactive') { restoreSharedResults(); } else { document.addEventListener('DOMContentLoaded', restoreSharedResults); }